​ሕግንና ደንብን በተመለከተ እርዳታ ማግኘት ይፈልጋሉን? - Amharic | هل تحتاج لمساعدة قانونية؟ - Arabic | ܤܢܝܼܩܵܐ ܝ݇ܘ̤ܬ ܠܗܲܝܵܪܬܵܐ ܩܵܢܘܿܢܵܝܬܵܐ؟ - Assyrian | Need Legal Help? - Auslan | Treba li vam pravna pomoc? - Bosnian | Burmese â Need Legal Help? | 需要法律帮助吗? - Chinese Simplified | 需要法律幫助嗎? - Chinese Traditional | Trebate li pravnu pomoć? - Croatian | ضرورت به کمک قانونی دارید؟ - Dari | Wïc Kuɔɔny në Wɛ̈t Löŋ? - Dinka | آیا به کمک حقوقی نیاز دارید؟ - Farsi | Gadreva na Veivuke Vakalawa? - Fijian | Kailangan ninyo ba ng tulong na panglegal? - Filipino | Besoin d’aide juridique ? - French | Χρειάζεστε βοήθεια σε νομικά ζητήματα - Greek | क्या आपको कानूनी सलाह चाहिए? - Hindi | Butuhkan Bantuan dalam Masalah Hukum? - Indonesian | Hai bisogno di assistenza legale? - Italian | ត្រូវការជំនួយលើបញ្ហាផ្លូវច្បាប់ឬទេ? - Khmer | 법적인 도움이 필요하십니까? - Korean | Ви треба ли помош со правни работи? - Macedonian | कानूनी सहयोग चाहिएको छ? - Nepalese | Necessita de ajuda com questões jurídicas? - Portuguese | Вам нужна юридическая помощь? - Russian | E Manaomia Fesoasoani i Mea Tau Tulafono? - Samoan | а ли вам треба помоћ у правним питањима? - Serbian | Ma u baahan tahay Caawimmad xagga sharciga ah?- Somali | ¿Necesita ayuda con cuestiones jurídicas? - Spanish | சட்ட உதவி தேவையா? - Tamil | ท่านต้องการความช่วยเหลือทางด้านกฎหมายไหม? - Thai | Fiema’u ha tokoni Fakalao? - Tongan | Yasal Danışmaya İhtiyacınız mı var? - Turkish | Cần Được Giúp Đỡ Về Luật Pháp? - Vietnamese |

​Negotiating after judgment

If you cannot pay the judgment debt or return the goods immediately, you can try t​o negotiate with the other party.

    Why negotiate?

    If a judgment is made against you, you should pay the judgment debt or return the goods immediately. If you don't pay the judgment debt or return goods on time, the other party can take steps to force you to pay the debt (plus post-judgment interest if the judgment debt is not paid within 28 days). This is called enforcement. ​

    If you are unable to pay money or return the goods, it is a good idea to try to negotiate with the other party. It will cost them time and money to enforce a judgment. They may be willing to negotiate to save themselves this time and expense.

    ​For more information on enforcement, see If you don't pay​. 

    What can you negotiate about?

    You could consider offering these options to the other party:

    • ​pay the judgment debt in a lump sum by an agreed date 
    • pay an amount less than the judgment debt as a lump sum
    • pay the judgment debt in a few large instalments on agreed dates
    • pay the judgment debt in smaller instalments over a longer period of time
    • pay the debt by instalments and not have interest added to the debt
    • return goods at an agreed date in the future
    • provide replacement goods
    • pay for the value of goods
    • pay for the value of goods by instalments.

    It is a good idea to make any offers in writing. In your letter you can explain why you cannot pay or return the goods immediately.

    If you need help negotiating with the other party, you can contact a free financial counsellor or get legal advice. To find a free financial counsellor, go to the Financial Counsellors' Association of NSW (FCAN)​ website. ​​

    What happens if we reach an agreement?

    If you come to an agreement with the other party you should file a consent judgment.

    A consent judgment is a form that you and the other party complete which sets out the terms of your agreement. When you file this with the court, the court can make orders in the same terms you have agreed.

    For more information, see Consent judgment or order.

    If you are paying by instalments make s​ure you pay your instalments on time. If you don't, the other party may still take enforcement action against you.

    If your negotiations are unsuccessful, you can apply to the local court to pay a judgment debt by instalments. For more information, see Paying by instalments