​ሕግንና ደንብን በተመለከተ እርዳታ ማግኘት ይፈልጋሉን? - Amharic | هل تحتاج لمساعدة قانونية؟ - Arabic | ܤܢܝܼܩܵܐ ܝ݇ܘ̤ܬ ܠܗܲܝܵܪܬܵܐ ܩܵܢܘܿܢܵܝܬܵܐ؟ - Assyrian | Need Legal Help? - Auslan | Treba li vam pravna pomoc? - Bosnian | Burmese â Need Legal Help? | 需要法律帮助吗? - Chinese Simplified | 需要法律幫助嗎? - Chinese Traditional | Trebate li pravnu pomoć? - Croatian | ضرورت به کمک قانونی دارید؟ - Dari | Wïc Kuɔɔny në Wɛ̈t Löŋ? - Dinka | آیا به کمک حقوقی نیاز دارید؟ - Farsi | Gadreva na Veivuke Vakalawa? - Fijian | Kailangan ninyo ba ng tulong na panglegal? - Filipino | Besoin d’aide juridique ? - French | Χρειάζεστε βοήθεια σε νομικά ζητήματα - Greek | क्या आपको कानूनी सलाह चाहिए? - Hindi | Butuhkan Bantuan dalam Masalah Hukum? - Indonesian | Hai bisogno di assistenza legale? - Italian | ត្រូវការជំនួយលើបញ្ហាផ្លូវច្បាប់ឬទេ? - Khmer | 법적인 도움이 필요하십니까? - Korean | Ви треба ли помош со правни работи? - Macedonian | कानूनी सहयोग चाहिएको छ? - Nepalese | Necessita de ajuda com questões jurídicas? - Portuguese | Вам нужна юридическая помощь? - Russian | E Manaomia Fesoasoani i Mea Tau Tulafono? - Samoan | а ли вам треба помоћ у правним питањима? - Serbian | Ma u baahan tahay Caawimmad xagga sharciga ah?- Somali | ¿Necesita ayuda con cuestiones jurídicas? - Spanish | சட்ட உதவி தேவையா? - Tamil | ท่านต้องการความช่วยเหลือทางด้านกฎหมายไหม? - Thai | Fiema’u ha tokoni Fakalao? - Tongan | Yasal Danışmaya İhtiyacınız mı var? - Turkish | Cần Được Giúp Đỡ Về Luật Pháp? - Vietnamese |

Superannuation

This s​ection has information about accessing superannuation after a person dies. ​

    What is superannuation?

    Superannuation is a payment that is made by an employer on behalf of an employee to the employee's superannuation fund. Employers are required by law to make superannuation contributions in addition to the employee's wage.

    For more information on compulsory employer contributions, go to the Australian Taxation Office website​.

    When can you access the deceased person's superannuation?

    Superannuation is not part of the deceased person's estate and is dealt with separately. As an executor or next of kin, you must find out whether the deceased was a member of a superannuation fund and the details of that fund. To find this information, you may need to make enquiries with:

    • the deceased's last employer
    • the deceased's accountant, or
    • directly with various superannuation funds.

    Icon: Hint  If you are not sure if the deceased held an account with a superannuation fund you should contact the Australian Taxation Office. For more information, go to SuperSeeker website

    The superannuation fund will not automatically allow a person to access the superannuation account after a person dies. The 'death benefit' or a deceased person's superannuation benefit will be paid to a nominated beneficiary, if the deceased made a binding nomination. If there is no binding nomination, then the superannuation fund will decide whether to pay the death benefit to the dependent, interdependent or to the estate.

    The most common dispute about superannuation involves claiming the 'death benefit'.

    For more information, see Disputes over superannuation.

    Contacting the superannuation fund

    As an executor or next of kin, you have authority to contact the deceased's superannuation fund to notify them of the member's death and to make a death benefit claim.

    The superannuation fund will require certain information from you to prove your relationship with the member. For example, you may be required to provide:

    • a certified copy of the death certificate for the deceased
    • a certified copy of your birth certificate if you are the son or daughter of the deceased
    • a certified copy of the marriage certificate or evidence of proof that you were in a de facto relationship with the deceased
    • a certified copy of the will if you are the executor.

    Once you have provided the necessary details to confirm your relationship to the deceased, the superannuation fund will ask you to complete and return various forms to claim the death benefit.

    Each superannuation fund has a different procedure so it is best to ask them to send any forms to you by post or email. Remember, it may take several weeks after you return all the forms and any other requirements for the claim to be processed.

    Icon - sample/instructions   Sample letter to the superannuation fund

    Icon - alert  A person can be a member of more than one superannuation fund. You should write to each superannuation fund separately.

    Icon - alert  If the superannuation fund insists that you first obtain a grant of probate or letters of administration, you should get legal advice