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How to transfer property held in joint names

If you want to transfer the deceased's real property, which includes land, houses, units and commercial or industrial properties located in NSW to the executor or the beneficiaries, follow the steps in the guide on this page.

Icon - alertThis guide applies to real property owned by the deceased and another person as 'joint tenants'. It does not apply to property owned by the deceased in their own name or with another person as tenants in common.

Icon - alertYou should get legal advice if there is a mortgage on the property.

Icon: Page with numbered list  How to transfer property held in joint names - Step by step guide ​​

Step 1: Get a Notice​​​ of death f​​orm

You can get copies of the Notice of death form from:

Step 2: Fill in Notice of de​ath form

When you fill out the Notice of death form you must include:

  • the lot and plan number of the property
  • the full name of the deceased
  • the full name of the surviving joint tenant. This must be identical to the name on the Certificate of Title. If it is different, you may need to provide a Statutory Declaration explaining the different name.

You must sign the form before a lawyer or Justice of the Peace. The witness must also sign and write their details.

If you are filling out the notice of sale form online, you must also write the eNOS identification key on the form.

For more information, go to How to lodge a Notice of Death Factsheet on the Land and Property Information NSW website.

Step 3: Get a Notice of Sale form or apply online throug​​h eNOS

You can get a manual copy of the Notice of Sale form from your nearest Department of Lands, or you can apply online through the Land and Property Information NSW website​.

Step 4: Fill in the Notice of Sa​​le form

When you fill out the notice of sale form you must include:

  • the lot and plan number of the property
  • the address of the property
  • the address for service of notices
  • details of how the property was acquired, that is, by survivorship.  The date of acquisition is the date of death.

You must complete your details, and sign and date the bottom section of the form.

If you are applying online, make sure you print the eNOS certificate and write the identification number on the Notice of Death form.

Step 5: Get a certified copy​ of the Death Certificate

You must also lodge a certified copy of the Death Certificate with the Notice of Death at Land and Property Information NSW.

For more information about getting a death certificate, see The death certificate.

Step 6: Get the origina​l Certificate of Title

You need to obtain the original certificate of title. If the property is not encumbered (not held as security for a mortgage) and you cannot locate the original Certificate of Title, you may need to apply to the Land and Property Information NSW for a replacement certificate.

If the property is mortgaged, you must notify the bank that the deceased has died and that you wish to transfer the title.  The bank may ask to see a copy of the completed Notice of Death form and Death Certificate and charge a fee. 

The bank can arrange to send the original Certificate of Title to Land and Property Information NSW. You should receive a letter from the bank to confirm that the original certificate of title has been sent to Land and Property Information NSW. After you receive this letter, you can register your application at Land and Property Information NSW.

Step 7: Register the application at Land and Property Inform​ation NSW and pay the filing fee

You must file the following at the Land and Property Information NSW:

  • completed Notice of death
  • completed Notice of Sale form (manually or on eNOS)
  • certified copy of the Death Certificate
  • certified copy of the Death Certificate
  • original Certificate of Title.

For more information about the current filing fees, go to the Land title fees section of the Land and Property Information NSW website.

Land and Property Information NSW will update the register with the information and will issue a new Certificate of Title.  If there is a mortgage on the property, the new Certificate of Title will be sent to the bank. If they need any further information, if information is missing or there is any other problem with the forms, you may receive a letter called a 'requisition'.

Icon - alert  If you have received a letter from Land and Property Information NSW and are unsure of what to do, you should get legal advice.