A person who owns a car may lend it to friends or family members. Many people also drive for work. If you are in an accident with another driver, you should ask the other driver:
If the accident is not your fault, you may be able to make a claim against the driver and the owner of the car. A person who is not the owner of a car but is driving the car at the time of the accident, may be an 'agent' of the owner (who is called the 'principal').
A driver may be an agent of the owner of a car if:
A principal may be responsible for the actions of their agent. This is called 'vicarious liability'.
Case study - Vera and Steve
Vera asked Steve, her son, to drive her car to the post office and pick up some parcels. On the way there, Steve was involved in an accident when he failed to brake in time and hit the back of Gareth's car. Gareth decides to make a claim against Steve, as the driver and against Vera, as the owner.
You should get
legal advice if: