People sometimes drive cars they do not own. If a person is at fault in an accident while they are driving a car they don't own, the owner and driver might both be responsible for the accident. An owner can be liable if the driver was an 'agent' of the owner. This is sometimes called 'vicarious liability'.
A person may be an agent of the owner if:
You should get legal advice if:
Case study - Vera and Steve
Vera asked her son Steve, to drive her car to the post office and pick up some parcels for her. On the way there, Steve was involved in an accident when he failed to stop in time and hit the back of Gareth's car. Gareth decides to make a claim against Steve, as the driver and against Vera, as the owner. Vera made a claim on her insurer and Gareth was paid for the damage to his car.