​ሕግንና ደንብን በተመለከተ እርዳታ ማግኘት ይፈልጋሉን? - Amharic | هل تحتاج لمساعدة قانونية؟ - Arabic | ܤܢܝܼܩܵܐ ܝ݇ܘ̤ܬ ܠܗܲܝܵܪܬܵܐ ܩܵܢܘܿܢܵܝܬܵܐ؟ - Assyrian | Need Legal Help? - Auslan | Treba li vam pravna pomoc? - Bosnian | Burmese â Need Legal Help? | 需要法律帮助吗? - Chinese Simplified | 需要法律幫助嗎? - Chinese Traditional | Trebate li pravnu pomoć? - Croatian | ضرورت به کمک قانونی دارید؟ - Dari | Wïc Kuɔɔny në Wɛ̈t Löŋ? - Dinka | آیا به کمک حقوقی نیاز دارید؟ - Farsi | Gadreva na Veivuke Vakalawa? - Fijian | Kailangan ninyo ba ng tulong na panglegal? - Filipino | Besoin d’aide juridique ? - French | Χρειάζεστε βοήθεια σε νομικά ζητήματα - Greek | क्या आपको कानूनी सलाह चाहिए? - Hindi | Butuhkan Bantuan dalam Masalah Hukum? - Indonesian | Hai bisogno di assistenza legale? - Italian | ត្រូវការជំនួយលើបញ្ហាផ្លូវច្បាប់ឬទេ? - Khmer | 법적인 도움이 필요하십니까? - Korean | Ви треба ли помош со правни работи? - Macedonian | कानूनी सहयोग चाहिएको छ? - Nepalese | Necessita de ajuda com questões jurídicas? - Portuguese | Вам нужна юридическая помощь? - Russian | E Manaomia Fesoasoani i Mea Tau Tulafono? - Samoan | а ли вам треба помоћ у правним питањима? - Serbian | Ma u baahan tahay Caawimmad xagga sharciga ah?- Somali | ¿Necesita ayuda con cuestiones jurídicas? - Spanish | சட்ட உதவி தேவையா? - Tamil | ท่านต้องการความช่วยเหลือทางด้านกฎหมายไหม? - Thai | Fiema’u ha tokoni Fakalao? - Tongan | Yasal Danışmaya İhtiyacınız mı var? - Turkish | Cần Được Giúp Đỡ Về Luật Pháp? - Vietnamese |

Responding to garnishee orders

A garnishee order is an order made by the court allowing the judgment creditor to get money from:

  • your wage
  • your bank account
  • a person who owes you money.

The garnishee order will be addressed to your employer, your bank or the person who owes you money. They are called 'the garnishee'.

If the judgment creditor applies for a garnishee order you may not find out until you check your bank account and find money missing. The judgment creditor does not have to notify you of the garnishee order.

Garnishee Order for Wages or Salary

The most common garnishee order is for wages or salary. This order is served on your employer. If an employer receives a garnishee order they must take an amount of money from your wage and pay it to the judgment creditor. This will continue each time you are due to be paid your wages, until the whole of the judgment debt has been paid or until the court stops the order.

When your employer gets a garnishee order, they have to leave you with a minimum amount of money to live on, known as the 'weekly compensation amount'. The current weekly compensation amount is $484.10 (as at October 2016). The weekly compensation amount is adjusted in April and October each year. You can check the current amount on the Local Court website.

Your employer is also allowed to deduct a further $13.00 for administration expenses.

Alert Icon If there is a garnishee order against your wages, you can still apply to the court to pay the debt by instalments in smaller amounts (leaving you with more take home pay) For more information, see Payment by instalments - Debtor and Payment by instalments - Step by step guide.

Garnishee Order for Debts

A Garnishee Order for Debts is used when someone owes you money or holds money on your behalf. For example:

  • bank or credit union accounts
  • payments owed to you by third parties such as tenants or contractors.

A Garnishee Order for Wages or Salary allows money to be deducted from each wage payment until the judgment debt is paid. A Garnishee Order for Debt directs the garnishee to make a single payment to the judgment creditor, up to the value of the judgment debt.

The garnishee is allowed to deduct $13.00 for administration expenses.

Alert Icon If you receive Centrelink payments, all or part of the money in your bank account may be protected from a garnishee order. For further information, contact the Welfare Rights Centre.

For more information, see Responding to garnishee orders - Frequently Asked Questions