​ሕግንና ደንብን በተመለከተ እርዳታ ማግኘት ይፈልጋሉን? - Amharic | هل تحتاج لمساعدة قانونية؟ - Arabic | ܤܢܝܼܩܵܐ ܝ݇ܘ̤ܬ ܠܗܲܝܵܪܬܵܐ ܩܵܢܘܿܢܵܝܬܵܐ؟ - Assyrian | Need Legal Help? - Auslan | Treba li vam pravna pomoc? - Bosnian | Burmese â Need Legal Help? | 需要法律帮助吗? - Chinese Simplified | 需要法律幫助嗎? - Chinese Traditional | Trebate li pravnu pomoć? - Croatian | ضرورت به کمک قانونی دارید؟ - Dari | Wïc Kuɔɔny në Wɛ̈t Löŋ? - Dinka | آیا به کمک حقوقی نیاز دارید؟ - Farsi | Gadreva na Veivuke Vakalawa? - Fijian | Kailangan ninyo ba ng tulong na panglegal? - Filipino | Besoin d’aide juridique ? - French | Χρειάζεστε βοήθεια σε νομικά ζητήματα - Greek | क्या आपको कानूनी सलाह चाहिए? - Hindi | Butuhkan Bantuan dalam Masalah Hukum? - Indonesian | Hai bisogno di assistenza legale? - Italian | ត្រូវការជំនួយលើបញ្ហាផ្លូវច្បាប់ឬទេ? - Khmer | 법적인 도움이 필요하십니까? - Korean | Ви треба ли помош со правни работи? - Macedonian | कानूनी सहयोग चाहिएको छ? - Nepalese | Necessita de ajuda com questões jurídicas? - Portuguese | Вам нужна юридическая помощь? - Russian | E Manaomia Fesoasoani i Mea Tau Tulafono? - Samoan | а ли вам треба помоћ у правним питањима? - Serbian | Ma u baahan tahay Caawimmad xagga sharciga ah?- Somali | ¿Necesita ayuda con cuestiones jurídicas? - Spanish | சட்ட உதவி தேவையா? - Tamil | ท่านต้องการความช่วยเหลือทางด้านกฎหมายไหม? - Thai | Fiema’u ha tokoni Fakalao? - Tongan | Yasal Danışmaya İhtiyacınız mı var? - Turkish | Cần Được Giúp Đỡ Về Luật Pháp? - Vietnamese |

During the case - Debtor

If the debt is a mortgage loan or credit card you should get legal advice. You may have other options​During the case a number of things might happen. This page has information about:

    ​​Getting information​

    It is important to read the​ Statement of Claim form carefully so you know what the plaintiff is claiming and why. If there is not enough information in the Statement of Claim to make clear why the plaintiff thinks you owe the money, you can write to the plaintiff or their lawyer to ask for more information. This is known as a 'request for further and better particulars'.

    For further information, see Responding to a Statement of Claim.

    Judgment without notice

    You may not receive a Statement of Claim because you have moved, are in hospital or travelling, or because it was lost in the post. If this happens you cannot respond to the Statement of Claim within 28 days, and the plaintiff will usually get default judgment against you. If a judgment is made against you when you did not receive the Statement of Claim, and you don't agree that you owe the money, you can apply to have the judgment against you cancelled. This is called an application to set aside default judgment. If the court agrees to set aside the judgment, you can then file a defence.

    For further information, see Applying to set aside a default judgment.

    Filing a Defence

    You may disagree that you owe all or part of the money the plaintiff is claiming and decide to defend the claim. To do this, you will need to file a Defence form within 28 days of being served with the Statement of Claim. The Defence should briefly state why you believe you do not owe some or all of the money in the claim. The court will send a copy of your Defence to the Plaintiff once you've filed it at the court registry.

    For more information, see Filing a Defence - Step by step guide.

    Pre Trial Review

    Once your Defence has been filed, the court will send both you and the plaintiff a letter with the date for your Pre Trial Review. This is the first time that you and the plaintiff will go into a courtroom. The date will usually be within 6 weeks of the date you filed your Defence.

    For more information, see Pre Trial Review - Step by step guide and Pre Trial Review - Frequently Asked Questions.

    Hearing

    If you and the plaintiff can come to an agreement your case might be settled at the Pre Trial Review. If you can't agree the case may be adjourned for another Pre Trial Review or it may be listed for a hearing on another date. At the hearing a magistrate or assessor will consider the evidence and submissions from you and the plaintiff and decide whether you owe any money to the plaintiff.

    For more information, see Preparing for the hearing - Step by step guide and Presenting your case at a hearing - Step by step guide​.

    Picture registry staff helping lady file documents​​