This page links to flowcharts that will take you through the steps you may need to take if someone owes you money or someone is chasing you for money.
Steps on the flowchart are linked to pages within this site. Using the flowchart can help you find the right page for your problem.
It's worth trying to get the money you are owed for a debt or as a result of a car accident paid back without the trouble and expense of a court case. The first thing to try is simple - a letter of demand.
For more information about what can happen after you send a letter of demand, see
Letter of demand - Creditor flowchart.
You may have a sent a letter of demand to someone who owes you money, but the debt, or part of it, may not be paid. If this is the case, you may want to start a court case against the debtor to recover the money owed to you.
For more information about how to start a court case and what can happen when you do, see
Starting a case - Creditor flowchart.
At the end of your case, you may have been successful in getting a judgment against the defendant, but you still don't know how to get your money.
For more information about the options you have when you have a judgment against a debtor, see
After the case - Creditor flowchart.
A letter of demand is usually the first step a creditor will take to try and get you to pay them money. If you receive a letter of demand, you may not know how you should respond, and what might happen if you do or don't respond.
For more information about what you can do and what might happen when you receive a letter of demand, see
Letter of demand - Debtor flowchart.
If the creditor sent you a letter of demand, you may not have replied, or you and the creditor may not have been able to come to an agreement. If this is the case, the creditor might start a court case against you by filing a Statement of Claim and serving it on you.
For more information about the options you have when someone serves a Statement of Claim on you, see
Responding to a Statement of Claim - Debtor flowchart.
At the end of your case, if the magistrate or assessor decided you owed the money, you will have a judgment against you. There are a number of ways that a judgment creditor can enforce a judgment debt.
For more information about how a judgment creditor can enforce a debt and what you can do about it, see
After the case - Debtor flowchart.