If you don’t pay your fine by the due date on the fine reminder notice, Revenue NSW can issue an overdue fine. An overdue fine means the Revenue NSW can take steps to recover the fine.
If you do not take action to resolve your overdue fine by the due date, Revenue NSW may take action to recover the debt including:
Your licence will usually be suspended first, then any vehicles registered in your name, and if you still do not pay within 21 days of having your licence suspended, Revenue NSW will move on to the other recovery actions (called 'civil enforcement'). Revenue NSW will add $65.00 (as at July 2022) to the fine for each of the recovery actions that it takes.
If you received a payment under the National Redress Scheme, a reparations payment or a funeral assistance payment through Aboriginal Affairs NSW, Revenue NSW may put your fine on hold or write off your fine. Revenue NSW can’t do this for all fines. You can give permission to the National Redress Scheme or Aboriginal Affairs NSW to contact Revenue NSW on your behalf.
Cancelling or suspending your driver licence or your vehicle registration
If you don’t pay the amount owing in an overdue fine, Revenue NSW can direct TfNSW to suspend your driver's licence and cancel the registration for any car or vehicle in your name.
If your licence is suspended you can’t drive. If your vehicle registration is cancelled, you can’t drive that vehicle. It is important that you don’t ignore your Transport for NSW restrictions. Further penalties will apply if you continue to drive while suspended or are caught driving an unregistered vehicle/vessel.
In some cases, Revenue NSW can negotiate to lift Transport for NSW restrictions when overdue fines are still owing. Contact Revenue NSW if you have more questions about Transport for NSW restrictions and how to have them lifted.
You should check with TfNSW that any restrictions on your licence or registration have been lifted before driving.
TfNSW exchanges information with licensing authorities in other states. If your licence is suspended, cancelled or disqualified in NSW you will not be able to get a licence in another state. If you have a NSW driver's licence and commit a traffic offence in another state, demerit points may be added to your NSW licence.
Ordering the Sheriff to take your goods or property and sell them
A Property Seizure Order allows the sheriff to seize your personal property and sell it to pay the amount you owe.
If a Property Seizure Order is issued and the sheriff is going to seize your personal property, has seized your personal property or has seized property you dispute you owe, you should get
legal advice.
Taking money from your bank account or wages
A garnishee order allows Revenue NSW to take money from your wages or bank accounts. This means that Revenue NSW can take a part of your wages to pay the amount you owe. Revenue NSW can also take money from your bank account.
If Revenue NSW garnishes your wages or bank account, you should get
legal advice.
Issuing an Examination Notice
An Examination Notice requires you to provide details about your financial circumstances to Revenue NSW. If you fail to provide your financial details on the Examination Notice, Revenue NSW can issue an Order for Examination. An Order for Examination is an order that you attend a Local Court where a representative of Revenue NSW will ask you questions about your financial situation.
If you are served with an Examination Notice and do not attend court, a warrant can be issued for your arrest. If you are served with an Examination Notice you should get
legal advice.
Registering an interest on any land or property you own
If you own land in NSW, Revenue NSW can register an interest (charge) on your land. A charge on your land means that you cannot sell your land without paying the debt owed to Revenue NSW.
If Revenue NSW has registered a charge on your land, you should get
legal advice.
Removing permission to drive in NSW
If you hold a licence and/or have a vehicle registered in your name from another state or territory or you have an international licence you have 'visitor driving privileges' which means you can drive in NSW on your interstate or international licence.
Revenue NSW can remove permission for you to drive on any roads in NSW
For more information about getting a suspension of visitor driving privileges lifted, see 
Unpaid fines in the 'Licence suspensions' section of this topic.
Referring your debt to a private debt collection agency
Revenue NSW may send private debt collection companies to visit the homes of some people who have overdue fines from unpaid fines. If you receive a visit from a debt collector, you should get legal advice.