Paying the fine
This section covers:
Paying in full
How to pay
Your fine should give you information about the different ways it can be paid. Most fines can be paid:
-
online
-
on the phone
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by BPAY
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by post
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at an Australia Post Office, or
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using the Service NSW app.
You should keep a record of the payment and any receipt that you are given.
When to pay
When you receive a fine, it may have a due date, which is normally 21 days after the date the fine was served.
Once the 21 days are up, a penalty reminder notice will be sent out to you. You will have 28 days from the date of the penalty reminder notice to either pay, elect to go to court, name the person responsible or ask for a review.
If you don't do anything by the due date of the penalty reminder notice, enforcement action will be taken against you.
If your fine has reached the enforcement stage, Revenue NSW will add enforcement costs of $65.00, or $25.00 if you are under 18 (as at July 2019) to the amount owing.
What happens after you pay a fine
If you pay a fine for a traffic offence, it can have an effect on your licence and driving record.
For more information, see
Consequences of paying a fine.
Paying by instalments
If you can pay the full amount owing within three months
When you receive a fine, you can make part payments, of at least $40.00 per fortnight, right up until the due date of the penalty reminder notice.
You can contact 
Revenue NSW to set up recurring payments or a direct debit. If you miss one of these payments you must immediately pay your fine in full, as well as a $65 late fee.
If the full amount is not paid by the due date of the penalty reminder notice, Revenue NSW can send you an overdue fine.
For more information about payment plans, see the Revenue NSW website.
If you need longer than three months to pay
If you need longer than three months to pay your fine, you can set up a payment plan to pay over a longer period.
You can apply to pay by instalments:
- online,
- by telephone or
- by completing a payment plan application.
You can get a blank copy of the Payment Plan Application - Penalty Notice from the Revenue NSW website.
Sample: Sample Payment Plan Application - Penalty Notice 
For more information about payment plans, see the Revenue NSW website.
If you have received an overdue fine
Once you receive an overdue fine, you must apply to Revenue NSW if you want to pay by instalments. Revenue NSW will add enforcement costs of $65.00 or $25.00 if you are under 18 years (as at July 2019) to the amount owing.
You can apply to pay by instalments:
- online,
- by telephone or
- by completing a payment plan application.
You can get a blank copy of the Payment Plan Application - Individuals from the Revenue NSW website.
Sample: Sample Payment Plan Application - Individuals
For more information about paying an overdue fine, see the Revenue NSW website.
If you are on Centrelink benefits
If you are on a Centrelink benefit, such as Newstart or Austudy, you can arrange for instalments to be deducted from your payment through Centrepay even before the due date of the penalty reminder notice.
If you are on a Centrelink benefit and you arrange for instalments to be deducted from your benefit before the due date on your penalty notice or your penalty reminder notice, you will not have to pay the usual fee of $65.00 (as at July 2019) for enforcement costs.
If you arrange to pay by Centrepay prior to the due date on your penalty notice or penalty reminder notice, you will not be able to ask for a review or elect to have your matter heard in court.
You can apply to pay by Centrepay by contacting Revenue NSW or by completing a payment plan application.
You can get a blank copy of the Payment Plan Application - Penalty Notice from the Revenue NSW website.
Sample:
Sample Payment Plan Application - Penalty Notice